A Retirement Plan Designed for Associations
Turnkey, High-value 401(k) Option
Many association members are business owners who lack access to an affordable, well-managed retirement plan. Our Pooled Employer Plan (PEP) solution provides a turnkey, high-value 401(k) option that strengthens your member benefits portfolio while offering financial security to your members and their employees.
Refreshing, Association-Centric Culture
- Turnkey Retirement Solution – Simple implementation with no administrative burden on the association.
- Non-Dues Revenue Stream – Generate ongoing revenue while delivering real value to members.
- Fully Bundled & Accountable Administration – One point of contact for members & participants.
- Ultra-Fiduciary, Ultra-Transparent – We handle compliance, administration, and investment oversight.
- Bridge to Wealth – Financial planning for member business owners.
Privately Held. People First.
No outside investor groups. No corporate pressures.
The retirement industry is consolidating fast. Large corporations prioritize “scale” over service, cutting personnel and replacing real support with technology. This leads to frustrating, impersonal experiences for businesses seeking retirement solutions.
NestEggs is different. We’re 25 years old and privately held, but powered by Charles Schwab technology, providing the best of both worlds—top-tier scale and innovation without sacrificing high-touch service.
No outside investor groups. No corporate pressures. Just a people-first model built to serve associations and their members.
Fractional Sales Support
A True Partner, Not Just a Provider
A 401(k) should be a core member benefit, not an afterthought. We help you educate, engage, and enroll your members while maximizing plan participation.
How We Support Your Growth:
- Branded Sales Collateral – White-labeled brochures tailored to your association
- Targeted Outreach Support – 401(k) prospect lists based on your member demographics
- Educational Webinars & Resources – Help your members understand the value of a PEP
- Data-Driven Proposals – Custom benchmarking reports & plan comparisons
- Dedicated Enrollment Support – We handle document collection and guide members through the process
- Deal-Closing Partnership – We join association leadership in presenting the plan to members
We’re not just a vendor—we’re your 401(k) growth partner.
Payroll Integration & Customizable Tech
Smooth, Automated Experience
Many association members use a wide range of payroll and HR systems. Our platform integrates seamlessly, ensuring a smooth, automated experience for every participant.
Seamless Plan Administration:
- 360° API & SFTP payroll integration with all major payroll providers
- Branded member portals embedded within your association’s website
- Branded mobile app (Apple, Google, Android) for on-the-go access
- Seamless digital enrollment with direct-feed data transfers
We collaborate with associations to customize reporting, streamline workflows, and create seamless experiences for members.
Fully Bundled & Accountable Administration
A retirement plan shouldn’t be complicated.
Seamless Onboarding
- One dedicated consultant oversees the entire process—no handoffs, no confusion
- We handle plan documents, provider transfers, payroll integration, enrollment, and education
- Ongoing communication keeps members informed and engaged
- Flexible digital & paper enrollment options for easy participation
Smart Enrollment & Participant Guidance
- Bilingual, mobile-friendly enrollment—accessible anytime, anywhere
- Personalized investment guidance based on risk tolerance & retirement goals
- One-on-one advisory support—participants can customize investments with a fiduciary expert
- Unlimited year-round access to advisers + an extensive 401(k) education video library
State-of-the-Art Reporting & Plan Management
- Intuitive record-keeping & enrollment platforms
- Customizable reports for insights at macro, plan, and participant levels
- Fully integrated payroll processing for smooth plan operation
Ultra Fiduciary, Ultra Transparent
The SECURE Act made fiduciary protections a legal necessity—yet many business owners lack the guidance they need. We remove compliance burdens and provide end-to-end fiduciary oversight.
More Fiduciary Protections
- NestEggs as ERISA §3(16), §3(21), & §3(38) Fiduciaries (MEPs & PEPs)
- Charles Schwab Trust Bank as Corporate Trustee (MEPs & PEPs)
- NestEggs as Pooled Plan Provider & Professional Plan Sponsor (PEPs only)
- Flexibility to Work with Outside Advisors as needed
More Flexibility for Participants & Sponsors
- Custom tax-optimized plan designs tailored for members
- Low-cost investment options & managed risk-based portfolios
- Self-Directed Brokerage options for sophisticated investors
- Flexible billing & payroll options for members
More Personalized Service
- A single point of contact for the association and its members
- No call centers. No chatbots. Just real human support.
- All services under one roof—TPA, Record Keeper, RIA, & Fiduciary oversight
- Guaranteed response times—calls & emails answered, period.
Your 401(k) provider should be a true partner, not just a vendor.
Beyond 401(k): Financial Planning for Business Owners
Many association members are entrepreneurs who will eventually exit their businesses. 80% will sell within the next decade, yet most lack a real financial plan to guide them.
A Pooled Employer 401(k) Plan can serve as a bridge to wealth—but only if paired with proper financial guidance.
Bridging 401(k) to Wealth
- Tax-optimized 401(k) plan design tailored for business owners
- Complimentary financial consultation & one-page financial plan through RR Planning
- Direct access to a Certified Financial Planner® (CFP®) & Certified Exit Planning Advisor (CEPA)
By integrating wealth planning with retirement planning, we help business owners protect, grow, and transition their wealth with confidence.
Contact Us and Let’s Build a Stronger Future for Your Members
